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With an undergraduate degree in law from the Universitas Padjajaran (2011), he has since dived into professional career and involved in various projects as well as transactions in the field of banking and finance and financial technology.
Qualifications
![M.ramadhan Ismail M.ramadhan Ismail](/uploads/1/2/7/6/127619883/118795903.jpg)
- LLB., Padjadjaran University (2011)
Memberships / Directorships
- Member of the Indonesian Bar Association (Peradi)
Notable Cases & Transactions
Fintech, Telecommunication, IT & Media
- Currently advising one of Indonesia's Foreign Investment Company on online tax platform in Indonesia;
- Currently advising payment gateway service provider from United States of America to establish a payment gateway company in Indonesia;
- Currently advising one of Singapore Based Company on the establishment of global switching company on Indonesian law related matters;
- Providing ongoing legal advisory services to peer to peer lending provider from China to set up a company and peer to peer lending activity in Indonesia. Our role includes preparing agreement between the provider and the lender, credit agreement between the lender and the borrower, terms of use of the application, privacy and cookie policy. We also provide advise to the client on registration with OJK;
- Advising an IT company from China to set up an information technology-based company in Indonesia as well as advising on general corporate matters;
- Advise several Indonesian and International company on financial technology related matters;
Banking & Finance
- Acting as Indonesian legal counsel for PT Bank Tabungan Pensiunan Nasional Tbk (BTPN) on proposed merger with PT Bank Sumitomo Mitsui Indonesia (SMBCI)
- Represented PT Royal Lestari Utama in relation to a pioneering corporate sustainability bond in the amount of US$95 million. The corporate green bond issuance (23 February 2018) was the first of its kind in Asia;
- Represented PT Multi Kusuma Cemerlang in obtaining financing from prominent France based bank;
- Represented PT PSN VI Indonesia (subsidiary of PT Pasifik Satelit Nusantara, a satellite operator company, which one of its kind in Indonesia) in obtaining financing from Export Development Canada to finance the manufacture of PSN-VI satellite;
- Acting as HSBC counsel on acquisition financing of one of the largest fitness centre in Asia;
- Represented MUFG, Jakarta Branch on derivative transaction side in relation to financing of building development in Jakarta;
- Represented one of the largest capital venture company in several derivative transactions with local and foreign banks
- Acted as the borrower counsel in relation to the factoring scheme transaction with one of the largest local bank in Indonesia;
- Advise major Indonesian State-Owned Bank on OJK Regulation No. 40/POJK.03/2017 concerning Credit or Financing to Securities Companies and Credit or Financing with Pledging of Shares;
- Acting as Indonesian legal counsel for International asset management firm on loan facility for subsidiary of Indonesian major company, which its subsidiary focuses on property;
- Provide advise and represent a multi finance company on its restructuring transaction with local bank;
- Involved in refreshment of fiducia law;
- General regulatory advices to numerous local and foreign banks;
![Ramadan Ramadan](/uploads/1/2/7/6/127619883/620191267.jpg)
Thanks to the volunteers
IMAU would like to thank the following Imams, CountySheikhs, Supervisors and District Khadis who volunteer their time for IMAU. Manythanks also to the Assistant Imams, Family AIDS Workers, Trainers and VoluntaryAIDS Workers
ARUA DISTRICT: ABUBAKER SHABAN, HASAN A. ALJAB, ABDULAIJUMAN VUNI, RAMADHAN DAFALA, ABDULAI AGANAS, IDDI HASAN ENGULE, ALLI M. AZABO,JUMA BAKHIT, RAHAMA HASAN, SULAIMAN BINAH, AHMAD ABDALLAH, AL MUKTAR MUSA, AHMADAJOBE KEREE, IBRAHIIM JUMA, MUHAMMAD SAID, SWALEH BAHERO, HARUN RAJAB, SAIDALHASAN, HARUNA DAFALA, SAFI UMAR, MUHAMMAD TUMUNI, ISMAIL HAMID, ABDALLA H.KHEMIS, RATIB MAHAMMUD, YASIN ISMAIL, KHASIM MUSA, ZUBAR IDDI, AKBAR SULEIMA,JUMA ALLI YABA, SEBBI DAFALA, BURAHAN KATUA, KHEMIS NOAH, RAMADHAN OZARI, ADAMSURA, KHASIM ADAMU, ALIAS HARUNA, YASIN ATIKU, YUSUF SAFI, RASHID RAMADHAN,YASIN DOKA, MUHAMMAD ADIGESI, NASURU DAFALA, UMAR SEBBI, MUSA YUSUF, AHMAD M.YUSUF, SWALEH ALLI, MAHAZIN KAIRALA, ABUBAKAR AME, MAHAZIN KHARIM, UMAR BAKURU,ADAM ALAK, RASULU ALAHAI, YASIN NDAH, BURUHAN, SEBBI EJOGA, NOAH K MALIMOTO,ASIRAFU MURUSALI, AKASA K. ONDRE, SEBBI ISSA MBALE, ABIBU AJIRA, ALYASI, AMINIASUMAN, JUMA ASUMAN, HASIMU SULEIMAN, MAHAMUDU HUSEIN, UMAR MARIJAN,AHMADMARUFA, SILIMAN WAIGA, SAID ISMAIL, KHEMIS KELILI, NURU KELILI, NURU ALAHAI,ABBAS JUMA, RAMADHAN SEBBI, NASURU MARIJAN, TWAIB S. AYILE, AKBAR DRATE TABU,ADAM SAFI, SWALI ABBAS, MUSA ZAKARIA, IBRAHIM ABDULAI, RAMADHAN YUSUF, NASURUSEBBI, SWAIB JABIRI, IBRAHIM ALMASI, AKABA JUMA, SWADICK JUMA, RAJAB SADALA,ABDALA FARIJI, NUHU NURU, ABUHURA GIRISIMU, AKABA UMAR, SWALI KALIFAN, MAHAMUDABDALAZIZI, ADAM ABDALAZIZ, SULAIMAN YASIN, ADAM SAID, MUKTAR HUSEIN, NASURUDOKA, KHEMIS NOAH, MUSTAFA NOAH, JAFARI MUSA AND AHMAD AMIN MAGA. MOYODISTRICT: ALIMASI ANJINGU, MUSA SABIT, RATIB AHMAD, ABASHI JUMA, HUSSEINKALILI, RAMADHAN B. DAUDI, KASIM SULEIMAN, ABUBAKAR RISIGALE B, SALIM FARAJI,MUZAMIL MOHAMMAD, THAIBI ZAKARIA, KHAMIS ABDARAHAMAN, KASIMU A. JUMA, KASIMISMAIL, SWALI M. ABDALA, NOAH JAMEH, SEBI AYIGO LEMERIGA, ABIBU AMUZA, JAFARBUTO, SEBI MOHAMMAD, ABUBAKARI ACHIKULE, JUMA AYILE, SWALI MOHAMMAD, SWALIABDALA, ALLI FAKIRI AND ABUBAKARI KOKOA. NEBBI DISTRICT: SWALEH YUSUF,JUMA ABDALLA, ABDU ONGEI, RAMADHAN MUSA, YASIN ABDU, HABIBU NASURU, SHABANAHMAD, MUHAMMAD ADAM, YUSUF ALLI, NAKU AMIN, RAJAB OLUM, ABDALA AMIN, MUSA OGEN,ABDU HASSAN, HASSAN SAID, RAMADHAN ONOBA, ISMAIL IBRAHIM, RAMADHAN ADAM, SAFIJUMA, MUHAMMAD, AMIN TOMUNGO, UMAR LABONGO, ABASH OKELO, IBRAHIM OKUMU, JUMAABDULAH AND ADAM KHAMIS WERI. KAMULI DISTRICT: YAHAYA NDAADA, ASUMANMAYEMBE, MOHAMMAD DHABALAMU, SAID KYEWALYANGA, ALI MUGWERI, HASSAN MAGOOLA, ISAMUWAITA, ABUBAKAR ALAMADHAN, ABDUL MAGID, MOHAMMAD KIBUMBA, BADRU SOWOOBI,AHAMAD KITENTEGERE, ANAS HASIM KAKANDE, MUTWALIBI KINTU, BAKAALI BIKADU, HASSIMABUBAKAR, MOHAMMAD BAMULOBEIRE, JUMA MITAANGO, HARUNA MUKASA, MOHAMMAD KINTU,MUSA MEGAIREWO, IDI BABI, ABDU KADUYU, TWAHA BAALWA, KHALIM TERWANE, MAGIDU,AYUB MAGYOGYO, ZAIDI ISABIRYE, SHABANA KASALE, KHADIRI BAZIMBYEWA, HAMUZAKALANGE, FALAHAN KULAZIKULABE, ARAMADHAN BWANGA, ZAID BATWAULA, HAJI JUMAKYONJO, MAWAZI MAKIIKA, TWAHA SOWEDI, ERIAS KASIBA, SULAIMAN WAGWOMUWA, KHADRIWAISWA, ISHA TENYWA, MOHAMMAD MBAGO, ASADU JAVYZU, ISMAIL NANTAWUWA, SULAIMANNDHEYAWO, SHABAN KYANGWA, MUSTAFA LUBAALE, ISHA GWAIVU, JUMA WAISWA, YAKUBUDARAKA, HASSAN, SADIKI MUSITWA, HUSSEIN SENGENDO, MOHAMMAD MWIGO, SINANIBAZIRONDERE, HAJI ZUBAIRI JUBA, JOWAD AKUBONABONA, B. SIRAJI, MUSITAFA MUGANZA,JUMA, MUTWALIBI KAKANDE, ISA NDIKO, ERIASA WATONGOLA, YUSUF MUNIHAGA, AMUZATAISOOBA, MWAMAD, MOHAMMAD ALI, HASSAN GOBE, ABUBAKALI ISABIRYE, ABDALLA EDIRISA,MUNILU GULOBA, YAHAYA MUDE, ABUBAKAR TABUGWA, SOWEDI ISABIRYE, SADIKI ISABAKAKI,AWUZI BIRAMENGO, SEMAIRI AKUBOA, MOHAMMAD ISABIRYE, AYUB LUKEKE, ISA ABDALLA,MWAMAD, SIRAJI WAISWA, IBRAHIM MUGANZA, YAKUB MATEGE, SULAIMAN ALITABALA, YAHAYANDAADA, MS. ZIYADA NALUMANZI, MR. SULAITI TATISA, BADIRU SOWOBI, MUSA MEGAILEWO,MUSA NGOBI, ALI AKALI, BOGERE MOHAMMAD, SADARA KAYEYERA, REHEMA WATONGOLA ANDYAKUUBU DARAKA. MPIGI DISTRICT: MUHAMMAD KAZIBWE, ABDALLAH ZIZI TABULA,HUSAIN SENYONJO, ABDALLAH SEGENDO, SULAIMAN SENNOGA, KAGGWA JUMA, MUSITAAFASEKIMULI, MUHAMMAD KAGOLO, KANGAVE MUSTAAFA, ABDU KASUJJA, ABDU KASUL, HAMIISIKIBIRIGE, SALIMU KITALI , MUSA NAMALEGO, BADIRU KASULE, SULAIMAN MUGANGA,SWAMADU BUKENYA , HUSAIN BBALE, HAMUDANE KAMULEGEYA, YUSUF KABOGGOZA, BADRUMULEGUZI, ABASI MUYIRO, GWAYAMBADDE, AFANI LUBEGA, DIRIISA SEMBATY, MUHAMMADBATESAKI, MUHAMMAD SERUNJOJI, ABDALLAZIZI MUYINGO, YUSUFU LULE, NOAHSEMWOGERERE, SULAIMAN LUKANGA, YAHAYA MUSOKE, ZAIDI KIGGUNDU, ASUMAN MUBIRU,BUDALAZIZI SEMATIIMBA, ABAASI KIKONYOGO, KADDU YUSUFU, ABUBAKALI MUTEBI, HALUNAMUSUMBA, ABDU NKAYAYE, SULAYIMAN KATENDE, MUHAMMAD WAMALA, ISSA SEMAKULA, AHMADAMUKIIBI, H. KAMOGA, UMARU NSUBUGA, MUHAMMADI SENTONGO, ALI ALIZIGGALA, SULAYIMANKIRUMIRA, AHAMADA MUYINGO, KASIMU MALE, ALI KASIBANTE, SULAIMAN MAYANJA, BADIRUTAMALE, KAMADI KIBUBBU, MUHAMMAD KYEYUNE, MUHAMMADI KABENGE, SWAIBU MAGALA,SULAIMAN SEBAGGALA, ZAIDI BINTUBIZIBU, ISMAIL SENTONGO, SIRAJJE KAMOGA,MUHAMMADI KAFUMBE, IBRAHIM WASWA, MUSITAAFA MUKASA LAMAANZANI SEKAWUNGU, AUSIBATAALE, ABDU HAYIRI KATAME, MUWADA WALUGEMBE, ZAKIYU GAAYI, SABANE MULINDWA,ZUBAYIRI WALUSIMBI, ABAASI KANAABI, MUHAMMADI SEJUNGO, ABAASI NSUBUGA, ALI K.KADDU, DAWUDA MUWONGE, YUSUFU SSENABULYA, BULUHANE KIWUWA, MUHAMMADI WAMALA,BULAIMU SENGENDO, ABDALA SEGUYA, ABUDU KANOONYA, ABASI SEBUGWAWO, NUMANISEMAKULA, ABUDALATIFU KATONGOLE, ABAASI LWANGA, B. KASIBANTE, ABDU NOOH MUBIRU,J. SEMUWEMBA, AFAANI MULYOWA, S. KABUUNGA, AMULANE NSUBUGA, MUWAAZI KITAKA, ABDUNOOH KYEYUNE, S.A. TITIBYE, ABDU S. NSAMBA, IDI KANGABO, ALI SENDEGE, KAWOOYASAIDI, ISHAKA SEBINENE, M. MAGEZI,ALI SSEWUME, ABUDALATIFU, ASUMAANI MALUULU,HAKIMU SERUFAMBI, ABDU KIBIKIRAWO, ABUBAKALI AKULA, KASIMU SEGAABWE, SOWEDIZZIWA, ERIYASA SEMUYAGA, DIRISA SEGUJJA, ABUDALLA MAJWAALA, SEITH MUKUYE,HARIFAANI SEGUJJA, SULAIMANI WALUGEMBE, SULAIMANI KINTU, AYUBU MUKIIBI, ABUDULLAMAWANDA, SULAYIMANI ZZIWA, ABDU SWAMADU KASULE, HUSAIN BOOSA, AMINSI KAWADWA,SAZIRI MUGERWA, KASIMU MUSOKE, ABDUL KAYANJA, KASIIMU MUWANGA, SIRAJJESEWAKIRYANGA, MUSITAAFA KALUNGI, EDIRISA SEKABEMBE, SABANE KAYONDO, MUHAMMADNKUGWA, MUHAMMADI LUWANGA, MUHAMMAD MWANJE, BADRU MPAGI, MUHAMMADI KYADONDO,BADRU KAVUMA, ABDUDALLA KASOZI, ABUBAKALI KYEYUNE, ABUBAKALI KIWALABYE,MUHAMMADI SSALI, MUHAMMADI MUSISI, ISAAKA KAYIRA, MUHAMMAD BISUMIKA, ABDU NUHUKAWOOYA, HOOD NTAALE, WALUSIMBI, HAJI YUSUFU KATENDE, SIRAJE LAMANZANE HASAN,TWAHA NSUBUGA, MUHAMMADI KYEYUNE, ABUBAKARI KALUMBA, HAMIDU SEBUNJO, MUHAMMADIKAVULE, IBRAHIM KIVUMBI, MUHAMMADI ALI, MUSITAAFA KATO, TOMUSANGE HARUNA, ALIJUMA, ALI MUKIIBI, MUHAMMAD WOMIRAKO, SAMALINA NSUBUGA, AMIRI KITANDWE, TWAHABUDAWI, YAKUBU MUSAJJABI, ISMAIL KATUMBA, AHMED SANSA, ABUDALATIFU TAMALE, AHMEDAGADA, TEBUSWEKE H., AHMED MUSISI, AHAMADA WOKULIRA, ARAMANZANE MUSOKE, KALYANGOIBRAHIM, SIRAJE, KAWOOYA SAIDI, HAWUSI BUKENYA, MUHAMMADI KASULE, SETUBAMUHAMMADI, KIGGUNDU KAMULEGEYA, SAKKU DIRISA, HUSSEIN KATO, HUSSEIN KATO,KASSIM, IDIRISA LUBANGU, MUHAMMAD KAWOOYA, ABUDALA HAMANI SAABWE, MUHAMMADMATOVU, ABAASI BATIIRA, ZZIWA AHMED, HAFSWA SERIISO, HADIJA KASULE, ABDUKAWOOYA, TWAHA MUBIRU, KIGOZI KASSIM, SSENJAKO MUHMOOD, SULAIMAN KAMYA, BADIRUKIKAAWA, NUHU NTEGE, Y. KUKULAKWETTA, A.K. WADDA, A. KAWOOYA, B. DDAMULIRA,HARUNA LUBEGA, M. SSEMUYAGA, HAMIDA NTAMBI, S. LETAAKUBULIDDE, NABUNYA JOWERIA,NAKIBUUKA MARIAM AND IBRAHIM NKANGI. TORORO DISTRICT: ABUBAKER NDUGA,ABUBAKARI WEDEHEYE, YAYAYA WALEGERA, BURUHAN MUYONJO, YAHAYA HAWUMBA, ZAIDIHINGHANGAMA, SWAIBU KIYEMBA, EDIRISA KITIKYAMUWOGO, YUSUFU MUGUMBU, ISSA MWIMA,TWAHA MUGERAGI, SULAIMAN WAWIRE, ASUMAN MUKWANA, AHAMADA NABIHAMBA, YUNUSUMUKOMBA, ABDU NAKWADU, ASUMAN TAHALA, DALAWUSI WERE, ADAMU MALINGHA, ISSAHAMAYO, ABUBAKAR ZUBAIR, BURUHAN WERE M., ASADI WADANDA, MUHAMMUDU ISSA TUUSO,ABDU HYUHA, AMUZA NALULU, HAMUZATA WAFULA, HALIDI HABEBA, SULAIMAN TAHALA,YUSUFU HAYUMBA, MUHAMMUDU DWAPA, ABDU KADIR, ALIYU HAMBA, ANASI MWAJJA, SULAIMANDWAYA, ABDU WAHID TONGI, ABDU RAHIM MUTASA, EDIRISA MULEKWA, RAJAB ITARA, ISSAJUMA, ABDULLAH DAUDAH, ABDU NASSER, SAAFI IDASO, ALLI IKULO,MUTWALIBI NFUNYEKU,BADIRUKANYA,
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